Financial plan engine
The deterministic projection engine that runs multi-year financial scenarios: net worth growth, debt payoff timelines, retirement projections, mortgage payoff. The math is in-house; no external model dependency.
Why it matters
The personal CFO surface needs deterministic math. Asking an LLM to compute compound interest over 10 years against a complex debt schedule is the wrong tool: LLMs hallucinate numbers and get arithmetic subtly wrong. The right tool is a deterministic engine that runs the math exactly and returns the result.
The agent's role is to interpret. The user asks 'should I pay an extra $400 on the credit card or put it in retirement.' The engine runs both scenarios deterministically; the agent presents the trade-off in plain English. The combination is sharper than either alone.
How Ajeris handles this
The financial plan engine is fully shipped. It handles multi-year projections, debt amortization, retirement compounding, mortgage schedules, and what-if scenarios. The math runs in-house, no external model dependency. The agent surfaces results conversationally and offers to update the projection when the user's financial picture changes.
